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Long Term Care Insurance

 

 

 

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Welcome to GoldenCare USA

Achieving Your Goals

Common Long-Term Care Questions

Myths & Truths About LTC

Long-Term Care Products

Request Information

Exclusively from Goldencare USA CareOptions Online & Tuition Rewards

LTC Cost

Who Pays for LTC?

Who Needs LTCI?

LTC Statistics

LTC Tax Incentives

Employer LTC Plan

News & Links

Glossary

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WELCOME!

 

 

This website was specifically developed to help you become familiar with issues regarding long-term care and the financial and emotional impact it can have on your life. As long-term care specialists, we believe we have an obligation to assist you in maintaining your quality of life as well as assisting you in protecting your independence, your assets, and also your life savings. Our goal is to keep you out of the Nursing Home as long as possible.

ABOUT GoldenCare USA

Established in 1987, GoldenCare USA has consistently been a recognized leader in the long-term care industry. Widely known as “America’s Home for Long-Term Care Insurance,” GoldenCare USA has been involved in the development of numerous long-term care policies and services tailored to meet to the unique needs of today’s Americans.

In fact, GoldenCare USA recently launched an innovative long-term care policy that effectively addresses the progression of care. The policy offers “The Best Both Worlds.” Monthly cash benefits are paid when home care is provided by spouse, friends or family. There is No Elimination Period and No Bills To Submit. As the need for care progresses, traditional reimbursement benefits are paid for Basic and Professional Home Care Services, Assisted Living And Nursing Home Care.

GoldenCare USA and its western counterpart, American Independent Marketing have a nationwide fleet of agents, operate in all 50 states, and have written over $500 million in annualized premium. As an independent agency representing many top-rated carriers, GoldenCare USA can offer you a plan to meet your exact needs and budget requirements.

Our Mission

GoldenCare USA confidently looks forward to continued innovation and exceptional growth. Our mission is to provide quality long-tern care solutions and insurance protection to both agents and consumers at the lowest possible cost, with the highest level of service.

 

TRUE STORIES

Living For The Moment – Preparing For The Unknown

Click Here to watch the video

Having dealt with caregiving and financial responsibilities with a parent who didn’t have long-term care protection, this couple  (and their children) wisely purchased coverage.  They took out their policies, never expecting to use them.  Unable to perform every day activities following complications from surgery, their home health coverage came in very handy and saved them thousands of dollars for many months – without putting the burden on her spouse or their children.   Now recovered to the point where home care is no longer necessary,  and with their policy’s Restoration of Benefits provision, all benefit amounts were restored to the maximum lifetime benefit once  long-term care services weren’t needed for 180 consecutive days.

Love Conquers All – When Care Is Provided By A Spouse

Click Here to watch the video

Like most of us, leading an active life is often taken advantage.  But a sudden accident or illness can change everything.  An unexpected stroke left this gentleman paralyzed on one side and his speech was affected as well.  He didn’t need to go to a facility and was able to receive the loving care he needed in the comfort of his lovely home.  With his wife at his side, tending to his every need, a policy that pays cash benefits when home care is provided by a spouse (or friends and family) became an added measure of security.

 

As you read through the material, if you find a word or phrase in purple , just click it for a definition. You can also use our complete Glossary. If you cannot find a satisfactory answer there, or you would like to talk with an agent, please contact us. We are always available to help.


Next: Achieving Your Goals



 

 

 

 

Helpful Hints

This site is designed to read like a book (from page to page). Near the bottom of each page you’ll find a link to take you to the next section.

To jump from section to section, click the links on the left side the page.

Click on words in purple for a quick definition.

A Glossary is available if you find a term you don
’t understand.

 Red arrows point to the next section.
 Green arrows take you to the top of the page



 Next Section: Achieving Your Goals

 

 

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Updated 03/015/10 | 10:00 am
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